Each province in Canada has different coverage when travelling outside of your province. It is important to understand that you are NOT covered when you travel outside the country and are considerably limited concerning your coverage.
We have outlined your health coverage depending on which province you reside in.
Travel insurance coverage for Canadians
For Canadians travelling outside of Canada, coverage for EMERGENCY or SUDDEN ILLNESS will be provided at province rates only, in Canadian currency. The cost for insured services may be considerably higher outside Canada. You will be responsible for paying the difference between the fee charged and the amount paid by the Department. Therefore, residents visiting other countries are advised to obtain private medical insurance for the period during which they are absent from your province in Canada.
When travelling elsewhere in Canada, you are covered for EMERGENCY or SUDDEN ILLNESS. You are not covered for non-emergency services while outside of the province.
British Columbia
Alberta
Saskatchewan
Manitoba Ontario
Quebec Nova Scotia
New Brunswick Prince Edward Island
Yukon Newfoundland
Northwest Territories Nunavut
Health insurance is available to Canadians in Canada but does NOT include insurance when traveling outside the country and limited even leaving your province.
Be sure to purchase travel insurance whenever you leave the Canada and protect yourself, your family and your travel plans.
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